As the Holiday season approaches, people begin to prepare to buy numerous things they would not normally purchase. They will make these purchases in malls, department stores, walmarts, kmarts, targets, and more and more frequently the Internet. As billions of extra transactions are beginning to take place, how do the credit card companies track for fraudulent activity. It is easy to say that most people would notice an item on a bank or credit card statement that did not fit their spending habits at all. But during the holiday season, people often shop at places that they would not regularly shop at, and spend more money then they would normally spend. In attempts to secure ourselves we have bought shredders to shred that annoying junk mail and even paid Lifelock to watch for our identities to pop up where they shouldn't. Even with taking these measures, are we really secure? How many times have you handed a waiter your credit card while they went and swiped it out of your view? It does not take much to have something which we think is secure, turned into something completely insecure. After we see that someone has made a fraudulent charge on our credit card, we politely call our bank or credit card company and have the charges removed. But all that money has to get accounted for, and not all of the thieves are caught, much less have goods returned or fully replaced. There is an inherent cost to all of these things. The question is, can we really make things as secure as we seem to think they are?
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